Don’t know how to apply for or report under the risk compensation policy? On November 12, the 2026 Huaihua City “Benefit Enterprises Together” and Hunan Province SME Commercial Value Credit Loan Risk Compensation Business Training was held, aiming to solve financing difficulties and provide strong financial support for enterprises to stabilize operations and expand production.
Since the beginning of this year, our city has actively promoted the implementation of Hunan Province’s risk compensation policy for commercial value credit loans to small and medium-sized enterprises. By establishing dynamic ledgers to strengthen scheduling and management, carrying out policy publicity through a combination of online and offline channels, proactively conducting door-to-door visits, and providing targeted matching services, we have developed a working mechanism featuring “municipal-level overall coordination and scheduling, county and district-level door-to-door screening, platform-based technical support, and rapid bank approval”.
The training was attended by relevant officials from the municipal and county industry and information technology bureaus, as well as representatives from financial institutions, small and medium-sized enterprise public service platforms, and park service stations. The Huaihua Municipal Small and Medium-sized Enterprise Service Center reported on the current progress of the city’s risk compensation business, played policy interpretation videos, and invited experts from Hunan Province Small and Medium-sized Enterprise Financing Service Co., Ltd. to give on-site lectures.
At the training, experts focused on the application for the risk compensation “whitelist” and the the whole process of practical operation for key points of the entire risk compensation business. They provided interpretations centered on core content such as the scope of policy application, enterprise credit value recognition standards, online application system operations, and material specification requirements. They also answered questions one by one that enterprises frequently consult about, helping trainees fully understand the policies and rules, and master the methods for application, thereby removing service bottlenecks in policy implementation.
A relevant official from the Huaihua Municipal Industry and Information Technology Bureau stated that the next step will be to continuously deepen service work for the risk compensation business, promote county and district industry and information technology departments to serve as good policy “publicity officers”, push publicity and mobilization to go deeper and reach enterprises, make up for shortcomings, and achieve balanced development in county-level advancement. The “Xiangqirong” platform will be firmly and effectively utilized to keep enterprise reporting processes smooth; bank-enterprise matchmaking will be carried out closely in line with Huaihua’s local industries, and financial products tailored to local enterprises will be developed, recognizing patents, orders, and commercial value, so that enterprises can enjoy more policy benefits.
(Translated by Yang Sigui)