“Thanks to the industrial park connecting us with banks, this RMB 2 million loan fills our gap in working capital and frees us from worries about business expansion.” On June 18, 2026, inside the production workshop of Huan Senmao Luggage Manufacturing Co., Ltd. in Huaihua International Land Port Economic Development Zone, roaring machinery and busy workers formed a bustling production scene. Wu Lixin, the person-in-charge of the company, voiced heartfelt relief as he watched fully operational production lines.

Now the peak season for luggage exports, the timely funds have armed the enterprise with ample confidence to purchase raw materials, upgrade equipment and rush to fulfill overseas orders at full capacity.

Since the start of this year, Huaihua International Land Port Economic Development Zone has thoroughly rolled out the Year of Enterprise Services initiative. It has identified a universal financing bottleneck plaguing local luggage manufacturers: light-asset operations leave firms without collateral, restricting their financing channels and holding back growth. To break this deadlock, the zone has rolled out a comprehensive package of targeted financial policies to benefit enterprises.

Leveraging policy dividends including the Xiaoxiang Fiscal-Bank Loan and provincial-municipal risk compensation funds, the zone regularly holds government-bank-enterprise-guarantee matchmaking events, partnering with multiple financial institutions to open green credit approval channels for micro, small and medium-sized enterprises (MSMEs).

Park staff provide full-process follow-up and agency services covering policy briefings, document sorting and bank liaison. This deepens collaboration between enterprises and lenders, injecting credit loan capital as financial vitality into foreign trade manufacturers and effectively easing their strains on working capital.

Beyond financial empowerment, the zone has fully ramped up all relief measures under the Year of Enterprise Services and enforced the paired enterprise support responsibility system. It conducts regular surveys to identify corporate difficulties and demands, creates categorized ledgers for all issues, and tracks each problem until closed-loop resolution. Enterprises can truly feel tailored services are readily accessible.

Backed by dual safeguards of favorable policies and thoughtful services, manufacturers like Senmao Luggage are running at full steam to seize international orders and hit the accelerator on high-quality development.

(Translated by Tian Xia)