On April 30, it was learned from the Huaihua Branch of the People's Bank of China about the basic situation of Huaihua City’s financial operations in the first quarter of 2026. In the above period, the total deposits of financial institutions in the city reached 398.53 billion yuan, an increase of 26.11 billion yuan from the beginning of the year, representing a year-on-year growth of 11.2%, 3.1 percentage points higher than the same period last year, ranking fourth in the province; the total loans reached 276.58 billion yuan, an increase of 13.01 billion yuan from the beginning of the year, representing a year-on-year growth of 8.1%, also ranking fourth in the province.
Credit support for key areas continued to be strengthened. Loans to private small and micro enterprises grew faster than the average growth rate of all loans. At the end of the first quarter, the outstanding balance of loans to small and micro enterprises in the city reached 91.61 billion yuan, a year-on-year increase of 17.4%, 9.2 percentage points higher than the average growth rate of all loans. The outstanding balance of medium- and long-term loans to the manufacturing sector reached 8.18 billion yuan, a year-on-year increase of 15.3%, maintaining a high growth rate. Green loans (those granted to environmental protection projects) increased by 4 billion yuan since the beginning of the year, with the outstanding balance increasing by 19.9% year-on-year, maintaining a continuous growth trend. The growth rate of agricultural loans was 1.1 percentage points higher than at the end of 2025 and 20 percentage points higher than the same period last year.
In the next stage, the city's financial system will earnestly implement the moderately loose monetary policy, focus on credit allocation to key projects and sectors in the city, actively serve the upgrading of Huaihua International Land Port, vigorously support the construction of the "5+10" modern industrial system, further implement the "one chain, one bank" banking system, and continuously promote a steady decline in credit financing costs, laying a solid financial foundation for the "15th Five-Year Plan" development.
(Translate by Le Guobin)